Showing posts with label wills. Show all posts
Showing posts with label wills. Show all posts

Thursday, July 17, 2014

Should Online Accounts Die When You Die? Should Survivors Have Access To Your Online Accounts?





Should online accounts die when you die?

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WASHINGTON (AP) - Should your emails, web albums and other online accounts die when you do? Or should you be able to pass them down to a family member much as you would a house or a box of letters?
A leading group of lawyers says that families should immediately get access to everything online unless otherwise specified in a will. They are urging state lawmakers to enact their proposal so loved ones don't get shut out as American lives move increasingly online.
"Our email accounts are our filing cabinets these days," said Suzanne Brown Walsh, a Cummings & Lockwood attorney who led the effort. But "if you need access to an email account, in most states you wouldn't get it."
The Uniform Law Commission, whose members are appointed by state governments to help standardize state laws, on Wednesday endorsed the plan for "digital assets." It would give loved ones access to - but not control of - the deceased's digital accounts unless a will says otherwise.
Lawyers Propose Solution to Digital Afterlife
A group of U.S. lawyers says it has an answer to the question of what should happen to...

To become law, the legislation would have to be adopted by each state's legislature. It would trump "terms of service" agreements by tech companies that prohibit people from accessing an account that isn't theirs.
"This is something most people don't think of until they are faced with it. They have no idea what is about to be lost," said Karen Williams of Beaverton, Oregon, who sued Facebook for access to her 22-year-old son Loren's account after he died in a 2005 motorcycle accident.
Facebook and other tech companies have been reluctant to hand over their customers' private data, and many people say they wouldn't want their families to have unfettered access to their life online. But when confronted with death, families say they need access to settle financial details or simply for sentimental reasons.
What's more, certain online accounts can be worth real money, such as a popular cooking blog or a gaming avatar that has acquired certain status online.
Privacy activists are skeptical of the proposal. Ginger McCall, associate director of the Electronic Privacy Information Center in Washington, said a judge's approval should be needed for access, to protect the privacy of both the owners of accounts and the people who communicate with them.
"The digital world is a different world" from offline, McCall said. "No one would keep 10 years of every communication they ever had with dozens or even hundreds of other people under their bed."
Many people assume they can decide what happens by sharing certain passwords with a trusted family member, or even making those passwords part of their will. But in addition to potentially exposing passwords when a will becomes public record, anti-hacking laws and the terms of service agreements prohibit that.
Several tech providers have come up with their own solutions. Facebook, for example, will "memorialize" accounts by allowing already confirmed friends to continue to view photos and old posts. Google, which runs Gmail, YouTube and Picasa Web Albums, offers its own version: If people don't log on after a while, their accounts can be deleted or shared with a designated person. Yahoo users agree when signing up that their accounts expire when they do.
But the courts aren't convinced that a company supplying the technology should get to decide what happens to a person's digital assets. In 2005, a Michigan probate judge ordered Yahoo to hand over the emails of a Marine killed in Iraq after his parents argued that their son would have wanted to share them. Likewise, a court eventually granted Williams, the Oregon mother, access to her son's Facebook account, although she says the communications appeared to be redacted.
Williams said she supports letting people decide in their wills whether accounts should be kept from family members.
"I could understand where some people don't want to share everything," she said in a phone interview this week. "But to us, losing him (our son) unexpectedly, anything he touched became so valuable to us." And "if we were still in the era of keeping a shoebox full of letters, that would have been part of the estate, and we wouldn't have thought anything of it."
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Follow Anne Flaherty on Twitter: https://twitter.com/annekflaherty

Read more at http://www.philly.com/philly/living/20140717_ap_199545ebb9444aff93f1c01f755670e4.html#85sk7QWwOPViJb1A.99

Thursday, February 13, 2014

!Die in 1891,Reincarnate,Dinner in Mansion by Servants for 60 Years After Death !!!!!! STRANGE WILLS

Are you kidding me?  Check this out!!:


Vermont tanner John Bowman believed that after his death, he, his dead wife, and two daughters would be reincarnated together. When he died in 1891, his will provided a $50,000 trust fund for the maintenance of his 21-room mansion and mausoleum. The will required servants to serve dinner every night just in case the Bowmans were hungry when they returned from the dead. This stipulation was carried out until 1950, when the trust money ran out.



cuttingsville-haunted-house

Bowman House - HauntedHouses.com

LOCATION:

Bowman House, Highway 103, Cuttingsville, Vermont 05738.
Visit the haunted house book shop on the grounds.
haunted-house-bowman

DESCRIPTION

Located in south-central Vermont, Bowman Mansion is a large estate, including a family mausoleum Laurel Glen Cemetery, all of which was originally built and owned by a wealthy farmer, Tanning Magnate John P Bowman. Because Mr. Bowman thought of the future, he left a substantial endowment in his will to keep the mansion and grounds in tip- top shape. Visiting Bowman House is like stepping back into the 1800s, making it a favorite of people who are interested in hiThe story of the era, and love old houses, and take the tours of the Bowman House, now a museum.
On the grounds across the road from the Bowman house, John P. Bowman, out of grief for his dead family, built the Laurel Glen Mausoleum in 1880, specifically to hold the remains of his wife and children, including a life-size statue of him, flowers in hand, walking up the steps in grief. His kneeing likeness can also be seen outside the door, holding a wreath and key. Mr. Bowman hired 125 sculptors and stonecutters, who spent more than a year to complete the unusual granite and marble mausoleum, completed in 1881.

HISTORY OF MANIFESTATIONS

Tragedy hit the Bowman family in 1880, as Bowman's wife and children died in an unknown matter. Perhaps an outbreak of typhoid or some other disease killed his family, or they suffered some sort of accident; (horse buggy, etc.) or attack, as there was a mysterious dark spot (blood?) found at the top of the stairs, which gives sensitive visitors unpleasant feelings.

MANIFESTATIONS:

1) An apparition of an unknown woman, perhaps Mrs. Bowman, has been seen throughout the mansion, going about her business. Perhaps she died before she could complete a long list of chores to do, and she can't let go of this world because she died before she was ready.
2) Visitors who stand at the top of the staircase on a darkened stain, experience uneasy feelings of "forbodence and dread." Perhaps this stain is connected to the family deaths.
While visiting the mansion, one must mind his or her manners, as misbehavior will sometimes be dealt with. A young visitor who was taking a tour of the mansion with her family, stuck her tongue out at a picture, which then came off the wall and hit her, in full view of several people. Children need to be corrected and if parents won't do it, an unseen presence in this house, perhaps Mrs. Bowman will gladly step in and provide this parental service!

STILL HAUNTED?

Yes indeed.
No one alive is allowed to be there at night, so the presences there can enjoy their house. There is a haunted house book shop on the grounds of the Bowman House, as the unseen residents have obviously inspired interest in ghosts.



Bowman Mausoleum's Mourning Man

Field review by the editors.
Cuttingsville,Vermont
In south-central Vermont, between stops at a Boy with a Leaking Boot and the Phineas Gage skull rod monument, we catch a glimpse of a stone man stepping up to the bronze door of a cemetery mausoleum.
The sad-looking man, top hat and coat on his arm, holds a large key over his heart while clutching a floral wreath in his other hand. In afternoon light, the sight is eerie (a night visit would be even more unnerving).
The slightly larger than life-size marble figure is of local tanning magnate John Porter Bowman. In 1880, Bowman's wife passed away; he had lost a daughter in 1879, and another years earlier. To remember them, he had a grandiose mausoleum constructed in Laurel Glen Cemetery, dwarfing surrounding grave markers. Bowman commissioned an architect, stoneworkers and a famous sculptor to create his vision of post-mortem devotion. The structure, comprised of 750 tons of granite and 50 tons of marble, cost $75,000 -- a heap o' money at the time.
Kneeling Bowman.
The interior features sculpted busts of the deceased, and ornate stonework around the crypts. Mirrors are positioned to make the room seem larger than it really is.
When completed in 1881, the mausoleum became a local tourist attraction. Thousands converged on the cemetery to gawk. Bowman had a guest book placed inside the chamber, and hired an usher/guide to conduct short tours.
Then Bowman built an elaborate summer home -- Laurel Hall -- right across the road. While the house was under construction, he had the grieving version of himself created and installed on the tomb's steps. Eventually he moved into Laurel Hall permanently. From that vantage, he could gaze over at the Bowman sculpture ready to unlock the mausoleum. It must have been weird.
Bowman himself died in 1891, and joined the rest of the family in this unique sanctuary.
Here's Bowman, lookin' at ya.
Here's Bowman, lookin' at ya.
Was it all sadness and gloom for Bowman in the final years of his life, or did the statue free him to have fun? We're pretty certain he didn't pose for "mirror image" gag photos on the mausoleum's steps (the statue on the left, him on the right).
Today, you can visit the mausoleum by pulling off Route 103. The interior is mostly visible, but locked. Over time, parts of the Bowman statue have cracked and been repaired. He left money after his death to maintain the mausoleum and grounds in perpetuity.



BACK TO HOME PAGE
JOHN P. BOWMAN’S LAUREL HALL
and LAUREL GLEN CEMETERY
in CUTTINGSVILLE, VERMONT
John P. Bowman, son of a Clarendon, Vt. farmer, was born at Pierce’sCorner in 1816. At the age of 15 he found employment in a Rutland tannery. He learned the business of turning hides into good leather and after about five years he went to New York State, working in various factories. He came to Shrewsbury, Vt. and established himself in a general tanning and currying business, dealing also in boots and shoes. He occupied the tannery south of Cuttingsville near what is now known as "Tannery Crossing". It was later operated by Huntoon and Son.
In 1849 he married Jennie E. Gates of Warren, N.Y. She was dignified and graceful in manner, self-reliant and courteous. Generous and thoughtful of others, she proved a kindly neighbor as well as a devoted wife and mother.
In 1851 Bowman was honored by election to the State Legislature. He served his Shrewsbury townsmen faithfully and with credit to himself. But business appealed far more to him than politics or public affairs. In 1852 Bowman moved with his family to Stony Creek, N.Y. and bought a tannery at Creek Center and under his management he attained an enviable position in business circles.

A daughter, Addie L., was born in 1854 but died at the age of four months. A second daughter, Ella H., was born in 1860 and grew to be a fine and cultured young woman.
ELLA BOWMANHowever, in 1879 misfortune brought an end to this pleasant home life. Ella fell ill and died. Less than a year later, Mrs. Bowman passed away, leaving her husband alone to bear his grief and sorrow. Mr. Bowman resolved to build a memorial and last resting place for them in his native Vermont hills.

A plot of land in Cuttingsville adjoining the old burying ground was chosen for the shrine. For over a year, 125 skilled sculptors, granite and marble cutters, masons and laborers were employed in erecting this classic example of Grecian architecture, designed and planned by New York architect and special designer, G. B. Croff hired by Bowman.
A life size statue of Mr. Bowman is posed outside. Bent with grief, and burdened with mourning cloak, silk hat, gloves, a huge funeral wreath, and a key, he is represented in the act of ascending the steps of the tomb.
In his book describing the mausoleum, G. B. Croff expressed his thoughts in the following words: "A most pathetic family history wrought in stone, Laurel Glen Mausoleum will stand for centuries . . . and prove a laurel wreath, a crown of glory to perpetuate the well-rounded, honorable, successful life and name of its most noble founder."
In 1881, the three caskets were placed in the mausoleum. Bowman had the grounds graded, added retaining walls, arranged grass plots, had walks and drives filled with crushed purple slate and set out trees. A greenhouse and conservatory was erected on the grounds where the many plants were propagated and used to decorate the cemetery grounds. Laurel Glen Cemetery was beautifully kept and park-like, it attracted people from the city who enjoyed the trip by horse and buggy to picnic on the grounds.
LAUREL HALL 
Across the road, Bowman had G. B. Croff design and build a magnificent Victorian summer residence, and called it Laurel Hall. In the May 20, 1882 edition of the Rutland Daily Herald, it stated that "the grounds of Laurel Hall were treated as an extensive parterre or miniature landscape, with winding walks and drives, swelling terraces and shrubbery of various sorts, and graced with one large allegorical Grecian fountain, in composition, a water nymph mid sweet accessories, with laughing sprays of water singing amid the trees and flowers their songs of parting salutation to their homes high in the mountain side, and lulling one to sleep and pleasant dreams, in hammock swung beneath the shadows of the spacious covered gallery nearby."

As poignantly written in the October 31, 1882 edition of the Rutland Daily Herald, "Laurel Hall’s style is a fresh, bold treatment of Elizabethan and Queen Anne details. An open terrace on the north blends into a covered gallery on the main facade, approached at the entrance by a broad, inviting flight of swelling steps with buttresses of curvilinear form with paneled newels capped with rich bronze urns filled with foliage plants and blooming flowers. Over the entrance rises through the roof a tower with pyramidal termination and spacious balconies at each floor, with shadowy canopies and gables here and there, of heights and inclination varied, given greatercharacter still by several massive chimney stacks with heavy, moulded hoods that rise above them all and stand like sentinels defined in bold relief against the sky.
"But, pleasing as the exterior is, it by no means prepares the visitor for the sweet surprise awaiting him at the entrance to the broad, grand staircase hall that traverses the structure through from front to rear, divided in the centre by a quaint arcade with central passage arch and smaller supplemental arches at each side, in each of which a life-size female figure sweetly draped, in graceful attitude, bear light bronze candelabras o’er their heads, filled with wax candles of soft hues. And still beyond a broad Italian rambling staircase rich in each detail gives access to the floors above. Two lofty stained glass windows on the central landing of the staircase fill the hall with floods of soft, warm ambient light, and at one end a French plate mirror richly framed gives transverse duplication of the staircase at the second flight, and at the end of the second hall another mirror reproduces still again in longitude the hall, with all its forms and shapes.
"The mural decorations are extremely rich throughout, with paneled ceilings treated in befitting allegory, differing in design in every room in paneling, frieze and dado. The windows are all margined, top and base, with many hued cathedral glass. The dining hall and library are treated in mahogany, with open fireplaces, with lofty-mirrored chimney pieces, with border tiles of scenes from Shakespeare, with margins, fender rails and andirons of burnished brass, and hearths of inlaid English tiles. The fixtures for illumination are of bright, rich burnished bronze.
" In addition to the artistic features of the establishment, it embraces every feature of utility found in a first class New York City house – hot and cold water, closets, baths, basins, porcelain lined sinks, stationary wash trays, modern range, etc.
"Nearby the villa, as one of its accessories, there is a fine modern stable, capacitated to receive four horses and as many carriages, fitted up with hydrants, washing floors, wardrobes, etc."
The writer ended the article with these words: "A public benefaction this great work has been in stern materiality, and still a greater legacy and benefaction to the intellectual world. It has already borne the honored name of John P. Bowman far and wide o’er this and other lands and will to generations yet unborn a touching story tell and stamp indelible his name on many hearts and lives, a character most truly great and worthy emulation to the last."
Mr. Bowman enjoyed entertaining friends and family in his summer residence and in 1891, passed away and joined his family in the Laurel Glen mausoleum.
The Laurel Glen Cemetery Association, a corporation created in 1894, has full charge of the estate in perpetuity and according to the specific terms of John P. Bowman’s will. Laurel Hall is at present closed to the public due to repair and restoration efforts. During the winter months, the statue of Mr. Bowman is covered to protect it from the elements. The cemetery is still park-like with lilacs in the spring and snowball bushes in the summer and fall.
Information for this article came from booklet written by Honorary Trustee of the Historical Society, the late Marjorie A. Pierce in 1995 and from the aforementioned articles found in the May 20, 1882 and October 31, 1882 issues of the Rutland Daily Herald which were donated to the Shrewsbury Historical Society by member Morris G. Tucker.

Tuesday, November 19, 2013

Key Questions To Ask Your Aging Parents

Philadelphia Inquirer, Tuesday, November 19, 2013 Business Section:



Your Money: Having the 'big talk' with aging parents


It is important to converse with your aging parents about their personal finances. So we put together the following list of questions to help facilitate the "big talk."
These are long-term questions. We will get to the short-term (or crisis) questions in a moment. Here is what to ask your mom, dad, grandparent, or other elderly family member:
Do you have health-care directives. (For example, what would you like to do if you are on life support? And who can make that decision on your behalf?)
Do you have powers of attorney?
Do you have wills?
Do you have trusts, and are they funded?
When was the last time you reviewed all those documents?
Where are the documents located? Does someone other than you know the location?
Do you have life insurance, annuities, 401(k), 403(b) pension or IRA accounts? Do you have long-term care insurance?
Who are the primary beneficiaries of your investments?
Do you have online accounts? Does someone other than you know the user names and passwords?
Next, here are priorities in an emergency.
"We all fear 'the call,' the one that tells you your out-of-town parents are in crisis," says insurance and financial planner William Borton of W.R. Borton in Marlton. "Do you know what to do on short notice?"
Here are some of his guidelines:
If they don't have health care directives or power of attorney documents, prepare these with your parents' lawyer.
Arrange for at least one doctor's appointment and get medical decision-making authority. Make a list of medications and prescribed dosages, Social Security and Medicare numbers, as well as supplemental medical insurance account numbers.
If your parents are strong enough, take them to their bank and have them give you power of attorney on the accounts, so you can pay bills and monitor transactions.
Delete and/or disable online shopping accounts.
Look for the previous year's income tax returns (and 1099s). On the federal return, look for Schedule B (interest/dividends) and Schedule D (capital gains and losses.)
Make a list of neighbors and friends and their telephone numbers.
Get rid of throw rugs! (They are often responsible for falls.)


erinarvedlund@yahoo.com
646-797-0759

Read more at http://www.philly.com/philly/business/20131119_Your_Money__Having_the__big_talk__with_aging_parents.html#2PG6ZfAWE0XBmVue.99