Showing posts with label preplan. Show all posts
Showing posts with label preplan. Show all posts

Sunday, April 26, 2015

No Peace For The Bereaved?! Cemetery/Funeral Home Antics.

Most "counselors" in cemetery offices are really commission-only (or mostly) salespeople.  What they really want to do is sell products so that they make money.  Top management pushes these people relentlessly to sell sell sell for the benefit of the company's revenue, earnings, stock price and management's exorbitant salaries and stock options.  Salespeople/counselors are TOLD that they MUST visit with families in their homes very soon after a loved one is buried.  These visits go by many different names.  Essentially really they are sales calls/visits but company management will never say so or admit to this; they claim they're an essential part of the burial process.  And don't get me started with funeral homes/directors.  They are not so innocent themselves.


Philadelphia Inquirer, Sunday, April 26, 2015, Front Page, Page A1:



Bette Dalton at the grave of her husband, Michael, in Holy Sepulchre Cemetery. She says she got a sales pitch by StoneMor while trying to get amarker fixed.
   DAVID SWANSON / Staff Photographer
Vicky Stackhouse of Norwood with husband, Steve, and a photo of her late father, Thomas Barrett, who died in February. Over the winter, her father asked a StoneMor representative to leave his house after feeling uncomfortable during a sales visit, she says. LAURENCE KESTERSON / For The Inquirer
Bette Dalton at Holy Sepulchre Cemetery. She says she faced a sales pitch for a casket and burial while trying to fix a damaged marker, which StoneMor agreed to replace at no charge. DAVID SWANSON / Staff Photographer


No peace for the bereaved?
The Bucks firm running Catholic cemeteries denies allegations of high-pressure sales tactics.
By Chris Palmer and Laura McCrystal INQUIRER STAFF WRITERS
   On her late husband Michael’s birthday in March, Bette Dalton visited his grave at Holy Sepulchre Cemetery in Cheltenham Township and found a chipped headstone and muddy tire tracks.
   She trekked to the cemetery office to complain, and was surprised to get a sales pitch: A worker asked Dalton, 76, to consider buying her own casket.
   After Denise Caramenico inquired about a 
plot at Conshohocken’s Calvary Cemetery, she got e-mails for months from a man who said he was from the Archdiocese of Philadelphia and Catholic Cemeteries. Then a salesman tracked her down at work and called.
   “I’ve never experienced that,” said Caramenico, of East Norriton. “Not even with purchasing a car.”
   For decades, area Catholics have buried their dead at one of the 13 cemeteries owned by the archdiocese.
   But since the church leased them last year 
to StoneMor, aBucks County company, some people say they have noticed drastic changes in the handling of a sacred Catholic responsibility.
   In two dozen interviews with families and funeral directors, similar themes emerged: complaints that StoneMor had harassed and misled mourners and customers, upsetting or bewildering some when they may be most fragile.
   StoneMor officials vigorously deny the allegations and say local funeral directors 
have for months tried to smear their company because both sell many of the same products.
   “Their attacks have been relentless,” said Larry Miller, the company’s chief executive.
   Jonathan Ger, aStoneMor regional sales executive, said, “We do not and will not employ people who have an aggressive sales approach.”
   Both sides have waged a public-relations war, with dueling ads on radio and in newspapers. The funeral directors also are pushing legislation they say will protect customers of funeral homes and cemeteries.
   As the battle rages, widows such as Dalton have been caught in the middle.
   The day before Easter, she said, she returned to Holy Sepulchre to discuss her husband’s new gravestone, which StoneMor had agreed to replace at no charge.
   Again, a sales representative asked Dalton whether she was interested in making arrangements for her own burial. He told her there was a special 20 percent discount available, but said she had to act fast — it would expire the next day.
   Disagreement in Detroit
   StoneMor, based in Levittown, is one of the largest death-services companies in the country.
   Publicly traded since 2004, it now owns more than 300 cemeteries and 90 funeral homes in 28 states, and specializes in selling funeral-related products, such as burial vaults and caskets, on both a “pre-need” basis and after a death.
   Its growth has not been without bumps.
   In 2010, StoneMor entered an agreement with the Detroit Archdiocese to operate its three cemeteries. Less than two years later, church officials in Detroit ended the deal.
   The Rev. Timothy Babcock, cemetery liaison for the Detroit Archdiocese, said it ultimately disagreed with StoneMor about management practices, though he would not elaborate.
   “It was just simply a philosophical difference of how Catholic Church cemeteries should be operated,” Babcock said.
   Miller said those disagreements were over logistical questions, such as how to arrange grave sites. Sales philosophies
were not an issue, he said.
   In interviews this month, Detroit-area funeral directors said they heard complaints similar to those expressed around Philadelphia about cold calls and unsolicited sales pitches to mourning families. But they say they never received an official explanation of why the church terminated the agreement.
   “Nobody asked a lot of questions,” said Pat Lynch of Lynch & Sons Funeral Directors.
   Miller said it was because the archdiocese had recovered financially and no longer needed the deal with StoneMor.
   ‘Economic battleground’
   Church officials in Philadelphia said they spoke with their Detroit counterparts before signing the deal with StoneMor.
   Finalized last May, the lease cost the company $53 million up front, plus $36 million in future payments.
   The archdiocese said that the transaction could help with its financial problems and that a large chunk of the initial payment was to be put toward an $80 million shortfall in its trust and loan fund.
   In return, StoneMor will manage and maintain the 13 cemeteries for 60 years.
   Those properties, in Philadelphia and its four surrounding Pennsylvania counties, cover 2,375 acres, enough room for 3.5 million traditional, side-by-side graves.
   It was not clear how much space was already used, though Miller said some cemeteries were more crowded than others. One in Newtown, Bucks County, he said, is virtually unused.
   When it managed the properties, the archdiocese had three salespeople on staff. StoneMor, which also secured the right to sell its products to church members, has hired 60, Miller said.
   That change is where much of the tension with funeral homes has developed.
   Funeral directors, who, like StoneMor, sell caskets and vaults, have accused the company 
of misleading customers.
   They say the company’s sales force has falsely cast itself as representatives of the church and has been overly aggressive in trying to close deals.
   “My main concern is the misleading and misrepresentation of who is running the cemetery,” said David Peake, who runs Robert L. Mannal Funeral Home in Mayfair and is president of the Philadelphia Funeral Directors 
Association.
   Others say they have received complaints from families about high-pressure home visits, unclear pricing, and a mandate to meet a sales representative at the grave before a burial.
   “They’re educating the consumer to their satisfaction, to their benefit,” said Frank Galante, who has run a funeral home in Northeast Philadelphia for five decades. “They’re not educating the consumer with all of the facts.”
   State Sen. Tommy Tomlinson (R., Bucks), a funeral director by trade who represents the district where StoneMor is headquartered, said the company had “turned a very peaceful and solemn place into an economic battleground.”
   Miller denies the funeral directors’ complaints, saying they stem from fear of competition.
   “It’s all about vaults and caskets,” he said.
   Miller said that StoneMor sales representatives were trained to build trust with customers above all else, and that many of their interactions — such as pre-burial visits — were guided by established procedures that reduce the likelihood of an unwelcome approach.
   Pressuring families would not be an effective sales tactic, he said, particularly with a 60-year lease in a close-knit community.
   “The message is loud and clear,” Miller said. “We are there to provide service.”
   Vicky Stackhouse said the service was lacking.
   Over the winter, Stackhouse’s father, Thomas Barrett, asked a StoneMor representative to leave 
his house after feeling uncomfortable during a sales visit, she said.
   A few weeks later, he died in a freak accident.
   He was buried at SS. Peter and Paul Cemetery in Springfield, Delaware County.
   Two days later, Stackhouse, who lives in Norwood, received a call from a salesman asking whether she had bought a grave marker, she said.
   Miller said he did not believe that call came from one of his employees. He said he had heard about similar calls to SS. Peter and Paul families from a monument seller in the area.
   Stackhouse said she did not know who was on the other end of the line. She just told him not to call back.
   “I just buried my dad … and you’ve got someone calling, trying to push me into doing something that I wasn’t ready to do,” she said. “I was mad.”
   Sporadic complaints
   Ken Gavin, a spokesman for the Archdiocese of Philadelphia, said that the church had received sporadic complaints about cemeteries since StoneMor took over but that most related to the properties’ condition. Similar calls came in when the church managed the properties, Gavin said.
   Miller said not one Catholic family in the area had complained to him about his company’s sales force. He also said StoneMor had signed 3,500 contracts with parishioners since the deal took effect.
   “From the community’s perspective, it’s been great,” he said.
   John Eirkson, president of the Pennsylvania Funeral Directors Association, a Harrisburg group that lobbies for its members, said he believed the company was focused on driving quick sales, not helping consumers.
   The state legislation he and others hope to get introduced would regulate how cemetery companies entrust their funds and would require them to provide customers with clear price sheets — as funeral homes must. 
Some customers, including Dalton, had no clue about the ongoing clash between the cemetery operators and funeral home directors. When she went to complain about the condition of her husband’s grave site at Holy Sepulchre and got the unexpected sales pitch, she said, she dismissed it with a simple message: “I just said, ‘Let me know when the stone comes.’ ” Then she left.cpalmer@phillynews.com 
   609-217-8305 @cs_palmer

Friday, April 11, 2014

Have U Discussed Distribution of House Contents With Your Kids After U Die?

This is a great illustration of why you/we should all preplan (and prepay) our death while we are still alive.  Be responsible and tell everyone your plans:  cemetery, burial, cremation, house, contents of house, etc. etc. etc.  Man up!!  Woman up!!!   Come on!



Children must share parents' estate

When children fight over their parents´ heirlooms, there is usually more involved - grief and other powerful emotions and memories - than just the value of the china or silver. (iStock)
When children fight over their parents' heirlooms, there is usually more involved - grief and other powerful emotions and memories - than just the value of the china or silver. (iStock)
When children fight over their parents´ heirlooms, there is usually more involved - grief and other powerful emotions and memories - than just the value of the china or silver. (iStock)GALLERY: Children must share parents' estate
Q: My elderly parents passed away this year, and I'm absolutely furious with my sisters. Who says the china, silver and heirlooms should go to the daughters? I'm the oldest, and the only son, and my wife has been like another daughter to my parents. And although my sisters and I have gotten along well in the past, one of my sisters already grabbed the china that my wife and I wanted. The other took the silver, and they already split up Mom's jewelry. We can't even see straight to talk about the house. What should we do?- Grumpy and GrievingA: I am very sorry to hear about your loss. Unfortunately, this situation is common, and it's sad to hear about so much fighting during a time you should be supporting each other.
If your parents unwisely didn't discuss their wishes with all of you while they could, you may have to hire a mediator or estate lawyer if you can't sort things out on your own. It's rare that any solution will be perceived as "fair," but life is not fair. Try hard to accept decisions gracefully in honor of your parents' memory.
I've heard of retirees divvying up their possessions to their adult children and living with paper plates, buying duplicate sets of china so all their kids inherit the same things, or even donating everything to charity to avoid the situation.
MORE COVERAGE
  • Mother wants her to reveal cousin's secrets
  • Her father-in-law won't talk to her
  • Mom's got a thing for her speech therapist
  • Usually, there is more going on than just the value of the heirlooms. Not only are people already grieving, they're responding to powerful emotions and memories. Some think heirlooms are worth more money than they actually are. To others, it's a power play or evidence of parents playing favorites. I've also heard of people inheriting a houseful and not wanting any of it.A friend of mine went out and bought a matching set of silver because she liked her parents' set so much and her older sister wanted to inherit it. This might be a great idea for you. The dishes may be expensive - or maybe not - but it would be less painful than fights with your family.
    My condolences go to all of you. Good luck and let me know how it goes.


    Jennifer Adams is a designer, author, and TV personality. To contact her: @JenniferAdams

    Read more at http://www.philly.com/philly/living/20140411_Children_must_share_parents__estate.html#kY8AsTktHRQ0H5gy.99

    Friday, November 8, 2013

    Artsy Coffins-Have You Designed Your Own Coffin Yet? Or Even Bought One? PREPLAN&PREPAY!!


    La Salle University Art Museum Presents Jeff:  Coffins and Cages 
    La Salle University Art Museum is pleased to present the exhibition Jeff:  Coffins and Cages, September 19– 
    December 6, 2013. Opening reception, September 18, 2013, 5-7 p.m. Artist’s talk, December 6, 2013, 1-2 p.m. 
    in Olney Hall, room 100. 
    The exhibition, Jeff:  Coffins and Cages, demonstrates the artist’s ongoing interest in themes of confinement 
    and mortality over the past three decades. Utilizing the compositional devices of architectural cages within 
    cages, and designs for the artist’s own coffin, the artist works through variations on the two motifs. This 
    exhibition includes work from the early 1980s to the present in a range of media including pencil and ink, 
    charcoal and pastel, mixed media and oil on paper, colored etchings, and a cast bronze sculpture. 

      www.jeffart.com


    "Glass Coffin to be Shattered When in Place" 1981-91, plexiglass. 77" x 32" x 16-1/4"


    "Coffin with Sealed Seven Containing Secret's for Eternal Bliss" 1986, mix media inside painted & lacquered wood, 37"x16"x7-1/2"; (Coll: Peter Stern)



    "Coffin for Changing Direction" 1984-91, pine, plywood, 16-1/2" x 37-1/2" x 15-1/2"

    "Coffin with Bars to Prevent Escape" 1981-4, steel, locks, 77" x 32" x 16-1/2"


    "Artist's Coffin with Extra One Tied Underneath to Contain Art Critic" 1981-3, top: mahogany, bottom: pine, nylon strap, 82"x34"x32"

    Coffin Installation, Alternative Museum, NYC, "Ashes to Ashes: Visions of Death" 1983